Star Ratings
Who Aetna Is Best For
Pharmacy-Heavy Workforces
Groups with high specialty-drug or maintenance-medication utilization benefit from Caremark integration — copays and network steerage align perfectly.
Retail, Hospitality & Service Industries
MinuteClinic access at CVS locations across the Front Range provides convenient primary care for hourly employees without a PCP relationship.
Wellness-Forward Cultures
Attain by Aetna, Vitality, and integrated mental health (through CVS HealthHUB) support employers building a wellness-first benefits story.
Mid-Market Self-Funded Groups
Aetna’s Signature Administrators PPO and ASO reporting tools compete well against UHC and Cigna for 100–500 life groups.
Why Colorado Employers Choose Aetna
- CVS Caremark PBM integration: Real savings on pharmacy spend, especially for specialty medications.
- MinuteClinic & HealthHUB access: Convenient, low-cost care at CVS retail locations — often $0 copay for members.
- Aetna Funding Advantage: Level-funded product for 5–100 life groups with potential surplus refunds.
- Strong behavioral health platform: Aetna’s mental-health network is among the largest in Colorado.
- Caveat: Aetna’s Colorado hospital network lags UHC and Anthem — always confirm local access before switching.
Renewal Increase History
Aetna’s 15-year average renewal is approximately 8.4%. Historically the carrier tends to buy market share with aggressive first-year pricing and then correct through meaningful renewals in year two. Broker leverage is essential to keep Aetna renewals competitive.
Aetna Annual Rate Increases (2011–2025)
Get an Aetna Quote
For pharmacy-heavy or wellness-focused groups, Aetna can be a hidden gem. We’ll quote it alongside the other 7 major Colorado carriers.
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