Star Ratings
Who Cigna Is Best For
Multi-State & Remote Workforces
Cigna’s Open Access Plus PPO is a true national network — ideal for Colorado HQs with employees in multiple states.
Professional Services Firms
Law firms, accounting practices, and consulting groups who prioritize white-glove service over price often prefer Cigna.
Self-Funded Mid-Market Groups (100–500)
Cigna’s ASO (administrative services only) platform is one of the strongest in the country, with excellent data reporting and clinical programs.
Employers Who Value Customer Service
Cigna consistently ranks near the top for member call-center satisfaction and nurse-line availability.
Why Colorado Employers Choose Cigna
- LocalPlus & Open Access Plus networks: Flexible network tiers let employers trade network breadth for premium savings.
- MDLive telehealth: Included 24/7 virtual care with strong utilization among members.
- Cigna Total Health & Wellness Suite: Integrated care management, behavioral health, and chronic-condition coaching.
- Level-funded Cigna + Oscar option: A competitive small-group product for 2–50 groups seeking ACA-alternative pricing.
- Caveat: Cigna’s Colorado hospital network is narrower than UHC or Anthem — verify key hospitals are in-network before quoting.
Renewal Increase History
Cigna’s 15-year average renewal runs roughly 8.1% — above the Colorado peer average. Cigna tends to target margin aggressively, so small groups can see double-digit renewals if claims run hot. However, the carrier is often willing to negotiate meaningfully at the broker level on mid-market accounts.
Cigna Annual Rate Increases (2011–2025)
Get a Cigna Quote
Cigna isn’t always the cheapest — but it’s often the right answer for multi-state groups that need true national network access.