Star Ratings
Who Anthem Is Best For
Construction, Trades & Manufacturing
Blue-collar workforces value the broad BCBS brand recognition and deep Colorado hospital network — Anthem is almost always the most familiar brand to employees.
Established Colorado Businesses
Companies with 10–250 employees that have been in CO for years often have employees already tied to Anthem networks and physicians.
Employers with Traveling Staff
BlueCard PPO gives employees in-network access nationwide — a major advantage for sales teams and remote workers.
Retention-Focused Employers
Anthem’s brand gravitas is an employee-retention lever — changing away from Anthem can feel like a benefits cut, even when it isn’t.
Why Colorado Employers Choose Anthem
- BlueCard PPO: True national in-network access through every BCBS plan in the country.
- Deep CO provider contracts: Longstanding, discounted relationships with HealthONE, Centura/CommonSpirit, and most independent physician groups.
- Engage wellbeing & Sydney Health app: Solid digital member experience and telehealth through LiveHealth Online.
- ACA small-group options: Competitive 2–50 plans with stable networks in every Colorado rating region.
- Level-funded (Anthem Balanced Funding): Available down to 10 enrolled lives, a strong alternative for small groups with healthy claims experience.
Renewal Increase History
Anthem’s 15-year average small-group renewal is roughly 7.7%. Renewals trended slightly above UHC during the last three years as Anthem rebuilt margin after COVID utilization returned. Expect mid-to-high single-digit renewals in stable groups, with individual underwritten groups seeing more volatility.
Anthem BCBS Annual Rate Increases (2011–2025)
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