Arlo Group Plans Colorado

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Arlo Group Health Insurance in Colorado

Simplified small-group health insurance for Colorado businesses

Arlo offers streamlined small-group and level-funded health plans designed to make benefits administration painless for Colorado employers with 2–50 employees. Focused on simple onboarding, clear pricing, and responsive service.

Star Ratings

Value
★★★★☆
4.0

Renewals
★★★½☆
3.5

Claim Administration
★★★☆☆
3.0

Customer Service
★★★½☆
3.5

Overall
★★★½☆
3.5

Who Arlo Is Best For

🚀

Tech-Savvy Small Businesses

Arlo built its platform mobile-first — employees enroll, manage cards, and submit claims entirely from their phones, ideal for distributed Colorado teams.

📈

Fast-Growing Startups

Mid-year additions and removals are frictionless, and rates re-evaluate annually based on actual usage rather than industry-wide community pools.

⚛️

Hybrid & Remote Workforces

Multistate PPO network with telemedicine baked in at $0 copay — perfect for Colorado companies with employees scattered across mountain towns or out of state.

💳

Cost-Transparent Cultures

Real-time member tools show provider pricing, expected out-of-pocket, and HSA balances — giving employees the same visibility as their commercial banking apps.

Why Colorado Employers Choose Arlo

  • Modern enrollment and member experience — fully digital, no paper applications
  • Aetna Open Choice PPO network for nationwide provider access including all major Colorado systems
  • Level-funded plan structure with year-end claims refund opportunity
  • Integrated HSA/FSA administration through Lively or HealthEquity — no separate vendor required
  • New-business underwriting typically returns rates within 3-5 business days

Renewal Increase History

Arlo Annual Rate Increases (2011–2025)

2011
Pre-launch
2012
Pre-launch
2013
Pre-launch
2014
Pre-launch
2015
Pre-launch
2016
Pre-launch
2017
Pre-launch
2018
Pre-launch
2019
Pre-launch
2020
5.5%
2021
4.8%
2022
6.1%
2023
7.0%
2024
7.6%
2025
8.2%

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