Star Ratings
Who Rocky Mountain Health Plans Is Best For
Western Slope Employers
Grand Junction, Montrose, Durango, Telluride, Steamboat, and the entire I-70 corridor — RMHP has the deepest rural Colorado provider contracts.
Agriculture, Energy & Outdoor Recreation
Ranching operations, oil and gas outfits, and ski-resort employers consistently find RMHP the best network match for their workforce.
Small-Town Main Street Employers
Local banks, municipalities, school districts, and family-owned businesses who prefer working with a Colorado-based carrier with a local service team.
Resort & Tourism Employers
Seasonal employers value RMHP’s flexibility, local relationships, and familiarity with resort-area hiring patterns.
Why Colorado Employers Choose Rocky Mountain
- Colorado-grown: Founded in Grand Junction and still staffed heavily with Colorado-based account managers and claims staff.
- Rural & Western Slope dominance: Often the only carrier with in-network access to key critical-access hospitals and rural clinics.
- UnitedHealth backing: Since the 2017 acquisition, RMHP groups can now access UHC’s national Choice Plus network for traveling employees.
- Community-first culture: High-touch customer service that outperforms national carrier call centers.
- Stable renewals: 15-year average of 6.6%, second-lowest among the eight major Colorado carriers.
Renewal Increase History
Rocky Mountain’s 15-year average renewal of 6.6% is meaningfully below the Colorado peer average. Stable, disciplined underwriting and a long-tenured membership base keep renewals predictable — a major advantage for rural employers who can’t easily change carriers.
Rocky Mountain Health Plans Annual Rate Increases (2011–2025)
Get a Rocky Mountain Health Plans Quote
If your business is west of Denver, RMHP should almost always be on your shortlist. Let us quote it alongside the other 7 major carriers.
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